You have concerns

We Have Solutions

Whether your concern is creating a more efficient employee benefit design, providing stronger service to plan participants, or reducing your administrative burdens, we can help! Through our personal approach, professional resources and our passion to encourage employee engagement, we are able to design custom solution to fit your unique needs.

Because of our relationships with an extensive number of insurance companies, benefit administrators, and technology partners, our approach is to evaluate your company as well as employee needs, and offer the products we believe are the best fit.

“We cannot solve our problems with the same thinking we used when we created them.”

– Albert Einstein

We Stand By Our Commitment to You

Our Values

Business owners have complex insurance needs each created by differing drives and values. Having someone on your team who understands, and can provide unbiased solutions is important to the ongoing success of your business and personal goals.

Our approach is simple.

  • Listen to our clients to understand their unique needs
  • Incorporate a team approach requesting advisors such as your current accountant or attorney to be part of the decision making process
  • Find an efficient solution as simple or complex as they may be to fit your needs
  • Provide the necessary support to implement the solution
  • Periodically review the results to ensure your plan is still in line with your evolving needs

Patrick Kuster stands apart from the competition. Through our ongoing service and support to our clients, we maintain a long lasting relationship. Our flexibility as a broker allows us to stay on the top of the industry as we have access to numerous highly rated insurance companies across the nation. Lastly, we believe our alliances with reputable advisors such as accounts and attorneys help us provide the best solutions to our clients needs.

Unbiased answers means your best interest comes first.

Empowering you


We believe educating our clients to make informed decisions is the key to our mutual success.

Consumer-Directed Health Plans (HSA + HRA)

  • March 21, 2014

Most employers have not properly evaluated a high deductible health plan (such as an HSA eligible plan) in comparison to their traditional health plan. This is because most employers haven’t been given a proper explanation of plan benefits, most brokers do not propose the plans to employers, and a majority of brokers as well as […]

COBRA / State Continuation Extended To All Group Health Insurance Clients

  • January 18, 2014

With new benefit laws and changing compliance requirements, employers are left with the risk of fines, penalties, and litigation. As your benefits broker, Patrick M Kuster feels it is his duty to provide you with the services you need to seamlessly continue offering your employee benefits while reducing your administrative burdens. As a result of […]

“The secret of getting ahead is getting started.”

– Mark Twain

There isn't one piece to your puzzle

We're Here to Help

Contact Our Broker Team

Whether you are looking to replace an existing policy, or implement a new plan, our goal is to ensure what is in place is meeting both the needs and expectations of both you and your employees. Our first step in helping your company with its benefits is to start by getting a better idea of your current situation.

Toll-Free: (888) 694-7396
Local: (516) 299-6249
E-mail: service@patrickkuster.com
Employees and Current Clients


“High expectations are the key to everything.”

– Sam Walton

We find pride in making you our priority

Contact Us

We pride ourselves in offering the highest level of service to our clients. Please feel free to use any of the following methods to contact us, however filling out the form below will ensure the fastest turn around time to any questions or concerns your may have.


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